Helping SMEs raise finance to grow and acquire businesses, using assets and cashflow to support debt facilities.
Challenges businesses face
This area is seeing increased activity as existing shareholders seek to realise value and good businesses, and management teams look to acquire successful companies. Too often we see scenarios where vendor and purchaser have agreed terms which are not fundable. Through our involvement at an early stage, we are able to understand what’s possible and then construct a deal that works for all parties.
Common situations
Key to success is understanding the ‘art of the possible’. A successful deal requires a willing borrower, a willing vendor and a willing funder, rather like a three-legged stool but if any of the legs are missing or incomplete, the stool falls over. At Ricosta Capital, we work with lenders, borrowers and vendors to find a position that every party can agree on, but this requires experience, understanding and diplomacy in order to make a deal work and draw all parties to a successful conclusion.
What we offer
At Ricosta Capital we bring together lenders and borrowers where a profit-based cashflow solution is the best answer, rather than relying on asset value.
We have a strong reputation with many of the lenders that we work with, as a result of the thorough and thoughtful approach we bring to our clients and proposals we make on their behalf.
