Creating financial choices
for successful businesses

Intelligent Solutions from Ricosta Capital

We help businesses effectively, by analysing and understanding the challenges that they face. View our intelligent solutions here.

Helping SMEs manage working capital. Supporting lenders and borrowers to navigate through working capital challenges.

Helping SMEs raise finance to grow and acquire businesses, using assets and cashflow to support debt facilities.

Helping lenders and borrowers to acquire plant and machinery from abroad using bespoke funding solutions.

Working with SMEs to provide credit support or finance to enable the client to purchase, produce or manufacture goods, ultimately to fulfil an order received from an end buyer and subsequently get paid.

“Thank you Rich, the man that can! Will never forget our discussions about the art of the possible! Couldn’t have done this without you.”

Christian M Paynton - Managing Director at
The United Fresh Consortiumn

“Another great outcome for an Innovative UK Business. As always, a pleasure working with you both, Ian Fletcher and Richard Mason.”

Peter Thomas - Sales Director at
Accelerated Payments Limited

Why choose Ricosta Capital?

Ricosta Capital exists to create financial choices for successful businesses. After 30 years working with SMEs, we understand that each business is unique and we work alongside our clients to develop tailored financial solutions that meet their funding requirements and provide the financial leadership and mentoring to grow and develop their businesses.

Increasingly, businesses do not meet the funding criteria imposed by high street banks and we work with management teams to gain an understanding of the unique challenges each business faces before developing a plan to access alternative financing and a structure for future business growth.

We have many years' experience in raising debt funding for private businesses. Since 2011 we have concentrated exclusively on the fast-growing non-bank finance sector to raise bespoke funding solutions for our clients.

With the recent emergence of Direct Lending platforms, the non-bank finance sector continues its expansion and we believe our experience in operating in this sector is second to none.

Contact us

Would you like to talk through your business finance needs?

To help us get an idea of how we can help, please complete our contact form and we’ll get right back to you.

Alternatively you can phone or email us using the details below.


Richard Mason (Principal)
Tel: 07894 621190
Email: enquiries@ricosta.capital